• City & County of San Francisco Employees
  • Flexible Spending Accounts

HSS offers active City & County of San Francisco employees the opportunity to enroll in two types of Flexible Spending Accounts: a Healthcare FSA and a Dependent Care FSA. You can enroll in either the Healthcare FSA, the Dependent Care FSA or both. You can only enroll in an FSA during annual Open Enrollment, and FSAs require re-enrollment every Plan Year. Read this important notice about FSAs and federal healthcare reform.

A Flexible Spending Account is an IRS tax-favored account you can use to pay for eligible medical and dependent care expenses not covered by insurance. These funds are set aside from your salary before taxes are deducted, allowing you to pay eligible expenses tax free. You can review information about eligibility, qualified expenses and required documentation by downloading this FBMC FSA brochure.

Before enrolling in an FSA make sure to work out a detailed estimate of the eligible expenses you are likely to incur for the Plan Year ahead. (The HSS Plan Year runs from July 1 - June 30.) Budget conservatively because based on federal law any unreimbursed funds are forfeited at the end of the Plan Year and cannot be returned to you. FSA calculation tools provided by FBMC can help generate your estimates.

Consult with your tax advisor or the IRS about your specific situation and your potential tax savings with an FSA. View IRS Publication 502 for information about the Healthcare FSA, and IRS Publication 503 for details about the Dependent Care FSA.